Zoho publishes its Terms of Service and related legal agreements directly on its own website, and these are the authoritative, always-current source for anything related to your legal agreement with Zoho when using Zoho CRM.
Zoho's Terms of Service, along with related documents such as its Privacy Policy, Data Processing Agreement, and any specific End User Licence Agreement (EULA) applicable to individual products or extensions, are hosted on zoho.com and kept current there rather than being reproduced in third-party documentation.
Zoho's Terms of Service generally set out the terms under which you're licensed to use the service, data ownership and handling, liability limitations, acceptable use, and termination conditions. If you have specific compliance or contractual questions, such as around GDPR, data processing, or a Data Processing Agreement, these are typically addressed in separate, dedicated documents alongside the general Terms of Service, rather than folded into a single combined document.