Kiosk Studio Session 5: Quickly Review Loan Applications

Kiosk Studio Session #5: Quickly Review Loan Applications

At a lending institution, a lot of people apply for loans, and reviewing those applications is labour-intensive and time-consuming work handled by loan officers and underwriters. Before underwriting even begins, loan officers carry out an initial review to make sure only well-prepared applications reach underwriters, and that eligible borrowers get a faster turnaround.

The problem

Managers noticed bottlenecks at this initial review stage. Many applications stalled, and even the ones that eventually passed still had issues. For each application, loan officers had to manually open CRM records, check multiple modules for details, update statuses, and send emails, which left them feeling overwhelmed when reviewing applications alongside their other priorities.

The proposed workflow

To speed up reviews while keeping them consistent and compliant, the CRM admin proposed a kiosk with the following workflow:

  • Loan applications needing review appear directly on loan officers' CRM home pages.
  • Officers see consolidated details on the loan, the borrower, and the loan type in one place.
  • Officers can approve, request more information, or decline an application with a single click.
  • Status updates and email notifications happen automatically based on that decision.

Once tested, loan officers found reviewing applications significantly easier, able to move through submissions without ever leaving the home page. The results were faster processing times, better consistency and compliance, and the kiosk becoming a genuine part of the daily workflow rather than an occasional tool.

How it's built

This kiosk combines screens, a GetRecords component to fetch the list of loan applications, a query pulling data from three separate modules in a single call, and automated actions covering field updates and email notifications.

Note: The exact screen-by-screen configuration for this kiosk was shown as an embedded walkthrough rather than written instructions, so the precise setup isn't reproducible here as text. The building blocks used, GetRecords, a multi-module query, and automated field updates and notifications, are the pieces to combine if you're building something similar.
New to Kiosk Studio? See our Kiosk Studio in Zoho CRM: An Overview, Elements of a Kiosk in Zoho CRM, and Working with Kiosk Studio in Zoho CRM.
Need help? 1 Cloud Consultants can help you build a loan review or approval kiosk that consolidates data from multiple modules and automates status updates. Book a discovery call with 1 Cloud Consultants.